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All other cases the insurance bet would lose. If the initial two card player hand and the initial two card banker hand have both been revealed and no insurance has yet been offered, insurance may be offered on the player hand after it is given a third card, according to the rules, and the player total is four through nine inclusive and the bank hand will also draw a third card.
If in this case the player three card total of four, five, six, seven, or eight was beaten by the three card total of the banker hand, or if the player three card hand total of nine was tied by the three card total of the banker hand, then the insurance bet would win and be paid at the posted pay scale.
If the player hand was not beaten by the banker hand or a player nine total tied by the banker hand, then the insurance bet would lose.
In a second embodiment of the present invention, the initial two card hand of the banker would be revealed first.
If the banker hand had a total of from six to nine inclusive, then insurance would be offered on the banker hand eventually losing on a six, seven, or eight, or tying on a nine total.
If the customer took insurance on one of these hands and the hand lost or a nine was tied, then the customer would win the insurance bet and be paid according to the posted pay scale.
All other cases would lose the insurance bet. If the banker hand had a zero, one, two, three, four, or five initial two card hand total, then no insurance would be offered and the initial two card player hand would then be revealed.
The initial two cards of the player hand would now be revealed which would make four cards exposed on the layout. These four cards revealed would be referred to on the pay scale as a four card hand or four cards only.
If the player hand had a total of five and the banker hand, which was revealed first, had a total of four, then insurance may be offered on the player hand losing to the banker hand.
Any other hand totals would not be offered insurance. If insurance was offered on the player hand total of five and the banker ended up winning, then insurance would be paid at the posted pay scale.
If the player hand won, then the insurance bet would lose. If the hand total of the player hand when revealed after the banker hand is other than a five, then no insurance will be offered and the hand will be played out according to the rules.
If the initial two card banker hand and the initial two card player hand have both been revealed and no insurance has been offered, insurance may be offered on the banker hand after it is given a third card and has a total of four, eight, or nine and the player hand will draw a third card.
If the four or eight hand is beaten or the nine hand is tied then the insurance bet will win at the posted pay scale. Any other case the insurance bet will lose.
In a third embodiment of the present invention, insurance would be offered only on a hand total of six, seven, eight, or nine, when more card totals would be revealed.
Insurance would only be offered after the initial first two cards have been revealed and after the second set of cards have been revealed when there was a draw to be made on the other hand.
No insurance would be offered after a third card had been drawn. This method of the game would make it easier to deal and a faster paced game.
In a fourth embodiment of the present invention, insurance may be offered before any cards are revealed, after one card is revealed, after two cards are revealed, after three cards are revealed, after four cards revealed, or after five cards are revealed.
Insurance would be offered for any hand total. Any hand total under nine would have to be beaten or a nine hand total tied to win the insurance bet.
All other cases would lose. It is to be understood that the present invention is not limited to the sole embodiment described above, but encompasses any and all embodiments within the scope of the following claims.
In a second embodiment of the present invention, the initial two card hand of the banker would be revealed first. If the banker hand had a total of from six to nine inclusive, then insurance would be offered on the banker hand eventually losing on a six, seven, or eight, or tying on a nine total.
If the customer took insurance on one of these hands and the hand lost or a nine was tied, then the customer would win the insurance bet and be paid according to the posted pay scale.
All other cases would lose the insurance bet. If the banker hand had a zero, one, two, three, four, or five initial two card hand total, then no insurance would be offered and the initial two card player hand would then be revealed.
The initial two cards of the player hand would now be revealed which would make four cards exposed on the layout.
These four cards revealed would be referred to on the pay scale as a four card hand or four cards only. If the player hand had a total of five and the banker hand, which was revealed first, had a total of four, then insurance may be offered on the player hand losing to the banker hand.
Any other hand totals would not be offered insurance. If insurance was offered on the player hand total of five and the banker ended up winning, then insurance would be paid at the posted pay scale.
If the player hand won, then the insurance bet would lose. If the hand total of the player hand when revealed after the banker hand is other than a five, then no insurance will be offered and the hand will be played out according to the rules.
If the initial two card banker hand and the initial two card player hand have both been revealed and no insurance has been offered, insurance may be offered on the banker hand after it is given a third card and has a total of four, eight, or nine and the player hand will draw a third card.
If the four or eight hand is beaten or the nine hand is tied then the insurance bet will win at the posted pay scale.
Any other case the insurance bet will lose. In a third embodiment of the present invention, insurance would be offered only on a hand total of six, seven, eight, or nine, when more card totals would be revealed.
Insurance would only be offered after the initial first two cards have been revealed and after the second set of cards have been revealed when there was a draw to be made on the other hand.
No insurance would be offered after a third card had been drawn. This method of the game would make it easier to deal and a faster paced game. In a fourth embodiment of the present invention, insurance may be offered before any cards are revealed, after one card is revealed, after two cards are revealed, after three cards are revealed, after four cards revealed, or after five cards are revealed.
Insurance would be offered for any hand total. Any hand total under nine would have to be beaten or a nine hand total tied to win the insurance bet.
All other cases would lose. It is to be understood that the present invention is not limited to the sole embodiment described above, but encompasses any and all embodiments within the scope of the following claims.
A method of wagering on a baccarat game, including such game variations as standard baccarat, Chemin de Fer, Nevada-style baccarat, Scarney baccarat, baccarat banque, and mini-baccarat, said method comprising the following steps: dealing a hand of playing cards face down from at least one standard deck of playing cards comprising 52 cards, to form at least one player hand and a banker hand of at least two cards; then.
A method of wagering on a baccarat game according to claim 1 , further comprising the subsequent steps of: turning said at least two cards of said banker hand face up whereby customers at the game may view said cards; and then.
A method of wagering on a baccarat game according to claim 1 , further comprising the subsequent steps of: turning a third card face up onto the said player hand, if dictated by the rules of the game, whereby customers at the game may view said card; and then.
A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: turning said at least two cards of said at least one banker hand face up before the said at least one player hand, whereby customers at the game may view said cards; and then.
If a player is doing well, those around the player may be more inclined to bet against the house. If a player is losing, then expect to see plenty of bets against said player.
Much in the same way Roulette players look for number trends, Chinese Baccarat players hop from table to table searching for players on four or five-game winning streaks.
Then of course there is the relevance of the number 8, a figure held in high regard by the Chinese. If the banker or a player has an 8 or 9 combination after the first deal, the coup is over and they win the hand.
This low statistical disadvantage makes it an incredibly popular game in high-stakes rooms in both Las Vegas and Macau, where high rollers look to quickly expand their bankroll.
Considering the nature of the game and how low the house edge is, land-based casinos typically reserve the tables for high-stakes rooms, although more casinos are adding them to the general gaming floor.
Many of the best and top-rated online casinos offer Baccarat for both low-stakes and high-stakes players. There are many online casinos that have baccarat games available, with the accessibility of these coming down to where you are in the word.
For instance, online casinos are much accessible in the United Kingdom, then they are in Australia. Ironically China has some of the strictest gambling laws in the world, barring certain areas, but this has not stopped the Chinese love affair with baccarat.
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